AlphaMonnaies
Sign up
Global payments infrastructure

Move money across the world. Without boundaries.

Alpha Monnaies is the developer-layer payments network that routes through Tier 1 banks worldwide with cascading redundancy — multi-currency accounts, global remittance and high-limit virtual cards, built for B2B operators and high-net-worth clients.

One app. Every rail. Cards that just work.

Hold money in any currency, issue virtual cards for spend, and settle over SEPA, SWIFT, CHAPS and more — all from one app.

Supported payment rails

SEPA SEPA Instant SWIFT CHAPS Faster Payments

Everything you need to move money globally

One partner for every currency, every major rail, and every kind of expense.

Global remittance

Send and receive across borders with no boundaries — pay any beneficiary, in any market, from a single account.

Every currency

Hold, convert and settle in all major currencies with transparent, competitive FX and no hidden spread.

High-limit virtual cards

Issue virtual cards for expenses on demand, with controls and limits built for real corporate spend.

Every major rail

SEPA, SEPA Instant, SWIFT, CHAPS and Faster Payments — the right rail for each payment, chosen automatically.

Cascading redundancy

We integrate Tier 1 banks worldwide and fail over automatically between partners, so your payments keep moving.

Members & dedicated support

Competitive fees and a dedicated team for subscribed members — B2B operators and private clients alike.

Virtual cards for every expense

Issue cards in seconds, add them to Apple Wallet and Google Wallet, and pay online anywhere — for AWS, Azure and Google Cloud, government fees, corporate insurance, flights and travel, employee benefits and more.

Apple Wallet Google Wallet Online checkout

Cloud & infrastructure

Software & SaaS

Government & tax

Corporate insurance

Travel & flights

Employee benefits

Advertising & media

Suppliers & more

Frequently asked questions

Can I add cards to Apple Wallet and Google Wallet?

Yes — issue a virtual card and add it to Apple Wallet or Google Wallet in seconds, or pay online anywhere cards are accepted.

Can I set spending limits and controls?

Yes — set per-card limits, freeze or close cards instantly, and see every transaction in real time.

What can I pay for with the cards?

Cloud and SaaS bills, advertising, travel, government fees, insurance, supplier invoices and more — subject to your plan.

See all FAQs

Payment Solutions

Purpose-built money infrastructure for demanding, regulated industries — collections, payouts, cards and FX, tailored to how your business moves money.

Collection accounts

Named multi-currency collection accounts for brokers and CFD platforms — gather client deposits with dedicated IBANs and automated reconciliation.

iGaming payments

Fast player pay-ins and mass payouts for licensed gaming and betting operators, across local rails and currencies.

Digital asset firms

Reliable fiat rails for VASPs and crypto businesses — settlement, OTC funding and treasury, with compliance built in.

Spend management

Issue virtual cards, set limits and approvals, and see every expense in real time from one dashboard.

Corporate FX

Convert and move money in 30+ currencies at competitive rates, with bulk payments over SEPA, SWIFT, CHAPS and more.

Business accounts

Multi-currency business current accounts with local IBANs and global reach — one account for collections, spend and payouts.

Frequently asked questions

Which industries do you support?

B2B operators, brokers and CFD platforms, licensed iGaming operators, digital-asset firms, and corporates needing collections, payouts, cards and FX.

Do you offer collection accounts and mass payouts?

Yes — named multi-currency collection accounts with reconciliation, plus bulk and scheduled payouts across local rails.

Is my use case eligible?

Most regulated, legitimate businesses are — onboarding includes KYB and compliance checks; some high-risk activities need enhanced due diligence.

See all FAQs
Community

Join us on Slack

Get quick answers from our team and connect with other Alpha Monnaies members — onboarding, payments, cards and more.

Join us on Slack
QR code to join Alpha Monnaies on Slack Scan to join on mobile

Watch the network route in real time

One integration. Cascading, redundant access to Tier 1 banks across every major rail.

Orchestration diagram showing payment flows from a central hub to SEPA, SEPA Instant, SWIFT, CHAPS, and Faster Payments rails SEPA — Single Euro Payments Area · standard euro credit transfers across 36 countries SEPA Euro area SEPA Instant (SCT Inst) — euro payments settled in seconds, 24/7/365 INST SEPA Instant SWIFT — cross-border correspondent banking across 200+ countries and territories SWIFT Global CHAPS — UK same-day high-value sterling settlement (Bank of England RTGS) CHAPS UK · GBP Faster Payments — UK real-time retail payments, 24/7 FPS UK · Instant
Today 18,432 transactions
Volume €38.6M processed
Active rails 5 worldwide

Frequently asked questions

Which payment rails do you support?

SEPA, SEPA Instant, SWIFT, CHAPS and Faster Payments, with intelligent routing across Tier-1 banking partners.

How fast are payments?

Instant rails settle in seconds, 24/7; SWIFT and CHAPS settle same-day to a few days depending on the corridor and cut-off times.

What is cascading redundancy?

If one banking route is slow or unavailable, we automatically fail over to another partner so your payments keep moving.

See all FAQs

Built for members who move serious money

Alpha Monnaies serves B2B operators and high-net-worth clients who need global reach, resilient infrastructure and a partner on call. Subscribed members get competitive fees, priority routing and a dedicated support team.

Need more details?

Regulators, clients, partners and press can reach the right team — for compliance, onboarding, payments, security and more.

Every request is logged and answered.

Alpha Monnaies is a financial technology provider, not a bank. Payment services are delivered together with licensed banking and payment-institution partners and are subject to eligibility, onboarding and compliance checks. Figures shown above are simulated for illustration.